# PAYON Payment via PAYON's Card

![](https://4168833594-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MO0T6AWg35JuiFxALbE%2F-Mg9tK9AfLl-IhTRGsDm%2F-Mg9u8MGJfRzdGciijpa%2FPAYON_CARD.png?alt=media\&token=7913189e-efbf-4a2e-92a3-2c1fb33dcd73)

1. PAYON's user input card information 
   * Input card number
   * Input PIN
   * Submit for process payment
2. PAYON's user receive Two Factor Authentication Page from PG.
   * Receive Two Factor Page
   * Choose verify option: EMAIL or SMS
   * Receive OTP code through selected verify option
3. PAYON's user Input OTP for Verification 
4. Send Payment Instruction 
   * Receive payment instruction 
   * PG's Aggregator process payment with PAYON's payment gateway
5. Finally, after payment PAYON will send push back notification to notify merchant for payment result. Please refer to [Platform Application Setting](https://docs.payon.com.kh/platform-application-settings/platform-application-settings) for NOTI\_URL configuration.